Subscription-trap rights check — the FTC click-to-cancel rule is VACATED (8th Cir. 2025); your rights live in STATE auto-renewal laws. Deterministic duty + remedy math, 13 states: CA/NY/DC/VA/IL/VT/OR/HI/DE letter-worthy (DC treble/$1,500; HI $1,000 floor; DE treble + pre-suit notice), FL void-refund tier, honest-no CO/WA/GA. Effective-date gating, exempt-seller screen, scienter flags, SOL deadlin